With significant industry experience and expertise, Metro Ford’s Finance Department can save you time and money through a wide range of car finance options. And because we work with most major lenders and finance companies you’re assured of a competitive, quality finance solution for your new or used car. As your trusted local Ford dealer, we pride ourselves on providing flexible and innovative car loan solutions that are easy to understand and can be tailored to suit your requirements and personal circumstances.

– Financial package quotes – work out what you can borrow on your current income
– Consumer Car Loans
– Chattel Mortgage
– Commercial Hire Purchase
– Novated Lease
– Protection Plan

The Consumer Loan is designed to allow you to keep it simple and choose your repayment period and make regular monthly instalments, with a fixed interest rate. You can repay the Consumer Loan in full by equal payments over your chosen loan period OR you can defer part of the cost of your Ford to the end of the Consumer Loan with a larger final payment (this is known as a Balloon Payment)– this enables you to lower your regular monthly repayments.

You can also make additional payments throughout the lifetime of the loan that will lower the amount of interest you pay and shorten the loan term. In addition, you can choose to fully repay your Consumer Loan early and own your new car sooner.

If you choose to have a larger final payment, then when it falls due you have three options:

– Buy a New Ford: trade in your existing vehicle and use its value to pay the final payment and enter into a new Consumer Loan.
– Keep your Ford: pay the final payment or refinance the final payment for up to 3 more years.
– Sell your Ford: Pay the final payment and sell your vehicle.

Consumer Loan benefits

– Suitable for non-business customers
– Choose from a range of deposits
– Choose your repayment period
– Add flexibility by tailoring your final installment
– Regular fixed monthly loan repayments
– Fixed interest rate
– At the end of the Consumer Loan, you have 3 option

Allows the advantages of leasing for private customers, and is suitable when you use the vehicle for personal use. You can tailor your monthly payments by selecting the term (up to 5 years) and residual value, with payments in advance or arrears. This product has fixed monthly rental repayments and puts you in control of your financial budget.

Personal Lease benefits:

– Suitable for non-business customers
– Choose a range of deposits
– Choose your repayment period
– Add flexibility by tailoring the residual value
– Regular fixed monthly rental installments